Dog bites usually take place on the property of the owner of the dog. If this person has a mortgage then usually they have homeowners insurance. Most homeowners insurance, and even renters insurance, covers dog-bites. Since most people don’t bother to read the fine print on their insurance coverage, it’s entirely possible that they simply aren’t aware of the available coverage on their policy. An attorney can help determine what coverage is available and what can be done to help you.

 


Q: The owner of the dog is claiming that he/she doesn’t have insurance. What should I do?

A: Dog bites usually take place on the property of the owner of the dog. If this person has a mortgage then usually they have homeowners insurance. Most homeowners insurance, and even renters insurance, covers dog-bites. Since most people don’t bother to read the fine print on their insurance coverage, it’s entirely possible that they simply aren’t aware of the available coverage on their policy. An attorney can help determine what coverage is available and what can be done to help you.


If your child has been injured, you might not need a lawyer, but before you talk to an insurance adjuster, sign any papers or call a lawyer, read my free 'Texas Child Injury Guide: What You Should Know BEFORE You Call a Lawyer' to learn common mistakes to avoid and how to protect your case. Get your free copy now at www.austininjurylaw.com.